Privacy Policy

Privacy Policy

This Privacy Policy ("Policy") applies to www.lssfinancialgroup.com, and LSS Financial Group

LLC ("Company") and governs data collection and usage. For the purposes of this Privacy Policy,

unless otherwise noted, all references to the Company include www.lssfinancialgroup.com. The

Company's website is a a comprehensive resource for individuals and businesses seeking financial

services and solutions. We offer a wide range of services, including financial planning, accounting

and tax services, life and health insurance, mortgage brokerage, and notary services. site. By using

the Company website, you consent to the data practices described in this statement.

Collection of your Personal Information

In order to better provide you with products and services offered, the Company may collect

personally identifiable information, such as your:

-First and last name

-Mailing address

-Email address

-Phone number

-Employer

-Job title

If you purchase the Company's products and services, we collect billing and credit card

information. This information is used to complete the purchase transaction.

The Company may also collect anonymous demographic information, which is not unique to you,

such as your:

-Age

-Gender

-Household income

We do not collect any personal information about you unless you voluntarily provide it to us.

However, you may be required to provide certain personal information to us when you elect to use

certain products or services. These may include: (a) registering for an account; (b) entering a

sweepstakes or contest sponsored by us or one of our partners; (c) signing up for special offers

from selected third parties; (d) sending us an email message; (e) submitting your credit card or

other payment information when ordering and purchasing products and services. To wit, we will

use your information for, but not limited to, communicating with you in relation to services and/or

products you have requested from us. We also may gather additional personal or non-personal

information in the future.

Use of your Personal Information

The Company collects and uses your personal information in the following ways:

-to operate and deliver the services you have requested

-to provide you with information, products, or services that you request from us

-to provide you with notices about your account

This is a RocketLawyer.com document.-to carry out the Company's obligations and enforce our rights

arising from any contracts entered between you and

-to notify you about changes to our www.lssfinancialgroup.com or any products or services we offer or provide

-in any other way we may describe when you provide the information

-for any other purpose with your consent.

The Company may also use your personally identifiable information to inform you of other

products or services available from the Company and its affiliates.

Sharing Information with Third Parties

The Company does not sell, rent, or lease its customer lists to third parties.

The Company may, from time to time, contact you on behalf of external business partners about a

This is a RocketLawyer.com document.particular offering that may be of interest to you. In those cases,

your unique personally identifiable information (email, name, address, phone number) is transferred to the third party.

The Company may share data with trusted partners to help perform statistical analysis, send you email or postal

mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from

using your personal information except to provide these services tothe Company, and they are

required to maintain the confidentiality of your information.

The Company may disclose your personal information, without notice, if required to do so by law

or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or

comply with legal process served on the Company or the site; (b) protect and defend the rights or

property of the Company; and/or (c) act under exigent circumstances to protect the personal

safety of users of the Company, or the public.

Opt-Out of Disclosure of Personal Information to Third Parties

In connection with any personal information we may disclose to a third party for a business

purpose, you have the right to know:

-The categories of personal information that we disclosed about you for a business purpose.

You have the right under the California Consumer Privacy Act of 2018 (CCPA) and certain other

privacy and data protection laws, as applicable, to opt out of the disclosure of your personal

information. If you exercise your right to opt out of the disclosure of your personal information, we

will refrain from disclosing your personal information, unless you subsequently provide express

authorization for the disclosure of your personal information. To opt out of the disclosure of your

personal information, visit this web page _________________.

Tracking User Behavior

The Company may keep track of the websites and pages our users visit within the Company, in

order to determine what the Company services are the most popular. This data is used to deliver

customized content and advertising within the Company to customers whose behavior indicates

that they are interested in a particular subject area.

Automatically Collected Information

The Company may automatically collect information about your computer hardware and software.

This information can include your IP address, browser type, domain names, access times, and

referring website addresses. This information is used for the operation of the service, to maintain

quality of the service, and to provide general statistics regarding the use of the Company's website.

Use of Cookies

The Company's website may use "cookies" to help you personalize your online experience. A

cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be

used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you,

and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The

purpose of a cookie is to tell the web server that you have returned to a specific page. For

example, if you personalize the Company's pages, or register with Company's site or services, a

cookie helps the Company to recall your specific information on subsequent visits. This simplifies

the process of recording your personal information, such as billing addresses, shipping addresses,

and so on. When you return to the same website, the information you previously provided can be

retrieved, so you can easily use the Company's features that you customized.

You have the ability to accept or decline cookies. Most web browsers automatically accept

cookies, but you can usually modify your browser settings to decline cookies if you prefer. If you

choose to decline cookies, you may not be able to fully experience the interactive features of the

Company's services or websites you visit.

Links

This website contains links to other sites. Please be aware that we are not responsible for the

content or privacy practices of such other sites. We encourage our users to be aware when they

leave our site and to read the privacy statements of any other site that collects personally

identifiable information.

Security of your Personal Information

The Company secures your personal information from unauthorized access, use, or disclosure. The

Company uses the following methods for this purpose:

- SSL Protocol

When personal information (such as a credit card number) is transmitted to other websites, it is

protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.

We strive to take appropriate security measures to protect against unauthorized access to or

alteration of your personal information. Unfortunately, no data transmission over the Internet or any

wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect

your personal information, you acknowledge that: (a) there are security and privacy limitations

inherent to the Internet that are beyond our control; and (b) the security, integrity, and privacy of

any and all information and data exchanged between you and us through this site cannot be

guaranteed.

Right to Deletion

Subject to certain exceptions set out below, on receipt of a verifiable request from you, we will:

This is a RocketLawyer.com document.-Delete your personal information from our records; and

-Direct any service providers to delete your personal information from their records.

Please note that we may not be able to comply with requests to delete your personal information if

it is necessary to:

-Complete the transaction for which the personal information was collected, fulfill the terms of a written warranty

-Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity; or prosecute those re

-Debug to identify and repair errors that impair existing intended functionality;

-Exercise free speech, ensure the right of another consumer to exercise his or her right of free speech, or exercise

-Comply with the California Electronic Communications Privacy Act;

-Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to

-Enable solely internal uses that are reasonably aligned with your expectations based on your relationship with us;

-Comply with an existing legal obligation; or

-Otherwise use your personal information, internally, in a lawful manner that is compatible with the context in whic

Children Under Thirteen

The Company does not knowingly collect personally identifiable information from children under

the age of 13. If you are under the age of 13, you must ask your parent or guardian for permission

to use this website.

Opt Out and Unsubscribe from Third-Party Communications

We respect your privacy and give you an opportunity to opt out of receiving announcements of

certain information. Users may opt out of receiving any or all communications from third-party

partners of the Company by contacting us here:

-Web page: WWW.LSSFINANCIALGROUP.COM_

-Email: [email protected]

-Phone: 305-509-5737

Email Communications

From time to time, the Company may contact you via email for the purpose of providing

announcements, promotional offers, alerts, confirmations, surveys, and/or other general

communication. In order to improve our services, we may receive a notification when you open an

email from the Company or click on a link therein.

If you would like to stop receiving marketing or promotional communications via email from the

Company, you may opt out of such communications by "replying STOP" or "clicking on the

unsubscribe button."

Changes to This Statement

The Company reserves the right to change this Policy from time to time. For example, when there

are changes in our services, changes in our data protection practices, or changes in the law. When

changes to this Policy are significant, we will inform you. You may receive a notice by sending an

email to the primary email address specified in your account, by placing a prominent notice on our

LSS Financial Group LLC, and/or by updating any privacy information. Your continued use of the

website and/or services available after such modifications will constitute your: (a) acknowledgment

of the modified Policy; and (b) agreement to abide and be bound by that Policy.

SMS Terms & Conditions

1. SMS Consent Communication

The information (phone numbers) obtained as part of the SMS consent process will not be shared

with third parties for marketing purposes.

2. Types of SMS Communications

If you have consented to receive text messages from LSS FINANCIAL GROUP LLC, you may

receive messages related to the following:

Account notifications

Marketing

Customer Care

Example:

"Hello, this is a friendly reminder of your upcoming appointment with Dr. [Name] at 14707

S DIXIE HWY STE 402D on [Date] at [Time]. Reply STOP to opt out of SMS messaging at

any time."

3. Message Frequency

Message frequency may vary depending on the type of communication. For example, you may

receive up to 50 SMS messages per week related to your appointments, billing, or other services.

Example:

"Message frequency may vary. You may receive up to 10 SMS messages per week regarding

your appointments or account status."

4. Potential Fees for SMS Messaging

Standard message and data rates may apply, depending on your carrier’s pricing plan. Fees may

vary if messages are sent domestically or internationally.

5. Opt-In Method

You may opt-in to receive SMS messages from LSS FINANCIAL GROUP LLC in the

following ways:

Verbally, during a conversation

By submitting an online form

By filling out a paper form

6. Opt-Out Method

You can opt out of receiving SMS messages at any time. To do so, simply reply "STOP" to any

SMS message you receive. Alternatively, you can contact us directly to request removal from our

messaging list.

7. Help

If you are experiencing any issues, you can reply with the keyword "HELP". You can also get

help directly from us at

https://lssfinancialgroup.com/contact

Additional Option:

If you do not wish to receive SMS messages, you may choose not to check the SMS consent box

on our forms.

8. Standard Messaging Disclosures

Message and data rates may apply.

You can opt out at any time by texting "STOP".

For assistance, text "HELP" or visit our Online Terms and Conditions (pdf)Download and

Online Privacy Policy (pdf)Download pages.

Message frequency may vary.

********************************************************

Contact Information

The Company welcomes your questions or comments regarding this Policy. If you believe that the

Company has not adhered to this Policy, please contact the Company at:

LSS Financial Group LLC

14707 S DIXIE HWY STE 402D

MIAMI FL 33176

Email Address:

[email protected]

Phone Number:

305-509-5737

Effective as of September 01, 2024

This is a RocketLawyer.com document.

Terms and Conditions

Terms and Conditions

Agreement between User and www.lssfinancialgroup.com

Welcome to www.lssfinancialgroup.com. The www.lssfinancialgroup.com website (the "Site") is

comprised of various web pages operated by LSS Financial Group LLC.

www.lssfinancialgroup.com is offered to you conditioned on your acceptance without modification

of the terms, conditions, and notices contained herein (the "Terms"). Your use of

www.lssfinancialgroup.com constitutes your agreement to all such Terms. Please read these terms

carefully, and keep a copy of them for your reference.

www.lssfinancialgroup.com is a comprehensive resource for individuals and businesses seeking

financial services and solutions. We offer a wide range of services, including financial planning,

accounting and tax services, life and health insurance, mortgage brokerage, and notary services.

Site.

_________________

Privacy

Your use of www.lssfinancialgroup.com is subject to LSS Financial Group LLC's Privacy Policy.

Please review our Privacy Policy, which also governs the Site and informs users of our data

collection practices.

Electronic Communications

Visiting www.lssfinancialgroup.com or sending emails to LSS Financial Group LLC constitutes

electronic communications. You consent to receive electronic communications and you agree that

all agreements, notices, disclosures and other communications that we provide to you

electronically, via email and on the Site, satisfy any legal requirement that such communications be

in writing.

Your Account

If you use this site, you are responsible for maintaining the confidentiality of your account and

password and for restricting access to your computer, and you agree to accept responsibility for

all activities that occur under your account or password. You may not assign or otherwise transfer

your account to any other person or entity. You acknowledge that LSS Financial Group LLC is

not responsible for third party access to your account that results from theft or misappropriation of

your account. LSS Financial Group LLC and its associates reserve the right to refuse or cancel

service, terminate accounts, or remove or edit content in our sole discretion.

Children Under Thirteen

LSS Financial Group LLC does not knowingly collect, either online or offline, personal information

from persons under the age of thirteen. If you are under 18, you may use

www.lssfinancialgroup.com only with permission of a parent or guardian.

Links to Third Party Sites/Third Party Services

www.lssfinancialgroup.com may contain links to other websites ("Linked Sites"). The Linked Sites

are not under the control of LSS Financial Group LLC and LSS Financial Group LLC is not

responsible for the contents of any Linked Site, including without limitation any link contained in a

Linked Site, or any changes or updates to a Linked Site. LSS Financial Group LLC is providing

these links to you only as a convenience, and the inclusion of any link does not imply endorsement

by LSS Financial Group LLC of the site or any association with its operators.

Certain services made available via www.lssfinancialgroup.com are delivered by third party sites

and organizations. By using any product, service or functionality originating from the

www.lssfinancialgroup.com domain, you hereby acknowledge and consent that LSS Financial

Group LLC may share such information and data with any third party with whom LSS Financial

Group LLC has a contractual relationship to provide the requested product, service or

functionality on behalf of www.lssfinancialgroup.com users and customers.

No Unlawful or Prohibited Use/Intellectual Property

You are granted a non-exclusive, non-transferable, revocable license to access and use

www.lssfinancialgroup.com strictly in accordance with these terms of use. As a condition of your

use of the Site, you warrant to LSS Financial Group LLC that you will not use the Site for any

This is a RocketLawyer.com document.purpose that is unlawful or prohibited by these Terms. You may not use the Site in any manner

which could damage, disable, overburden, or impair the Site or interfere with any other party's use

and enjoyment of the Site. You may not obtain or attempt to obtain any materials or information

through any means not intentionally made available or provided for through the Site.

All content included as part of the Service, such as text, graphics, logos, images, as well as the

compilation thereof, and any software used on the Site, is the property of LSS Financial Group

LLC or its suppliers and protected by copyright and other laws that protect intellectual property

and proprietary rights. You agree to observe and abide by all copyright and other proprietary

notices, legends or other restrictions contained in any such content and will not make any changes

thereto.

You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create

derivative works, or in any way exploit any of the content, in whole or in part, found on the Site.

LSS Financial Group LLC content is not for resale. Your use of the Site does not entitle you to

make any unauthorized use of any protected content, and in particular you will not delete or alter

any proprietary rights or attribution notices in any content. You will use protected content solely

for your personal use, and will make no other use of the content without the express written

permission of LSS Financial Group LLC and the copyright owner. You agree that you do not

acquire any ownership rights in any protected content. We do not grant you any licenses, express

or implied, to the intellectual property of LSS Financial Group LLC or our licensors except as

expressly authorized by these Terms.

Third Party Accounts

You will be able to connect your LSS Financial Group LLC account to third party accounts. By

connecting your LSS Financial Group LLC account to your third party account, you acknowledge

and agree that you are consenting to the continuous release of information about you to others (in

accordance with your privacy settings on those third party sites). If you do not want information

about you to be shared in this manner, do not use this feature.

International Users

The Service is controlled, operated and administered by LSS Financial Group LLC from our

offices within the USA. If you access the Service from a location outside the USA, you are

responsible for compliance with all local laws. You agree that you will not use the LSS Financial

Group LLC Content accessed through www.lssfinancialgroup.com in any country or in any

manner prohibited by any applicable laws, restrictions or regulations.

Indemnification

You agree to indemnify, defend and hold harmless LSS Financial Group LLC, its officers,

directors, employees, agents and third parties, for any losses, costs, liabilities and expenses

(including reasonable attorney's fees) relating to or arising out of your use of or inability to use the

Site or services, any user postings made by you, your violation of any terms of this Agreement or

your violation of any rights of a third party, or your violation of any applicable laws, rules or

regulations. LSS Financial Group LLC reserves the right, at its own cost, to assume the exclusive

defense and control of any matter otherwise subject to indemnification by you, in which event you

will fully cooperate with LSS Financial Group LLC in asserting any available defenses.

Arbitration

In the event the parties are not able to resolve any dispute between them arising out of or

concerning these Terms and Conditions, or any provisions hereof, whether in contract, tort, or

otherwise at law or in equity for damages or any other relief, then such dispute shall be resolved

only by final and binding arbitration pursuant to the Federal Arbitration Act, conducted by a single

neutral arbitrator and administered by the American Arbitration Association, or a similar arbitration

service selected by the parties, in a location mutually agreed upon by the parties. The arbitrator's

award shall be final, and judgment may be entered upon it in any court having jurisdiction. In the

event that any legal or equitable action, proceeding or arbitration arises out of or concerns these

Terms and Conditions, the prevailing party shall be entitled to recover its costs and reasonable

attorney's fees. The parties agree to arbitrate all disputes and claims in regards to these Terms and

Conditions or any disputes arising as a result of these Terms and Conditions, whether directly or

indirectly, including Tort claims that are a result of these Terms and Conditions. The parties agree

that the Federal Arbitration Act governs the interpretation and enforcement of this provision. The

entire dispute, including the scope and enforceability of this arbitration provision shall be

determined by the Arbitrator. This arbitration provision shall survive the termination of these Terms

and Conditions.

Class Action Waiver

Any arbitration under these Terms and Conditions will take place on an individual basis; class

arbitrations and class/representative/collective actions are not permitted. THE PARTIES AGREE

THAT A PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN EACH'S

INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY

PUTATIVE CLASS, COLLECTIVE AND/ OR REPRESENTATIVE PROCEEDING, SUCH

This is a RocketLawyer.com document.AS IN THE FORM OF A PRIVATE ATTORNEY GENERAL ACTION AGAINST THE

OTHER. Further, unless both you and LSS Financial Group LLC agree otherwise, the arbitrator

may not consolidate more than one person's claims, and may not otherwise preside over any form

of a representative or class proceeding.

Liability Disclaimer

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR

AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR

TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE

INFORMATION HEREIN. LSS FINANCIAL GROUP LLC AND/OR ITS SUPPLIERS

MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY TIME.

LSS FINANCIAL GROUP LLC AND/OR ITS SUPPLIERS MAKE NO

REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY,

TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS,

SERVICES AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY

PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL

SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED

GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF

ANY KIND. LSS FINANCIAL GROUP LLC AND/OR ITS SUPPLIERS HEREBY

DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS

INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS,

INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF

MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-

INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT

SHALL LSS FINANCIAL GROUP LLC AND/OR ITS SUPPLIERS BE LIABLE FOR ANY

DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL

DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT

LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF

OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SITE,

WITH THE DELAY OR INABILITY TO USE THE SITE OR RELATED SERVICES, THE

PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY

INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS

OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING OUT OF THE USE OF

THE SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT

LIABILITY OR OTHERWISE, EVEN IF LSS FINANCIAL GROUP LLC OR ANY OF ITS

This is a RocketLawyer.com document.SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE

SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR

LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES,

THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED

WITH ANY PORTION OF THE SITE, OR WITH ANY OF THESE TERMS OF USE,

YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.

Termination/Access Restriction

LSS Financial Group LLC reserves the right, in its sole discretion, to terminate your access to the

Site and the related services or any portion thereof at any time, without notice. To the maximum

extent permitted by law, this agreement is governed by the laws of the State of Florida and you

hereby consent to the exclusive jurisdiction and venue of courts in Florida in all disputes arising out

of or relating to the use of the Site. Use of the Site is unauthorized in any jurisdiction that does not

give effect to all provisions of these Terms, including, without limitation, this section.

You agree that no joint venture, partnership, employment, or agency relationship exists between

you and LSS Financial Group LLC as a result of this agreement or use of the Site. LSS Financial

Group LLC's performance of this agreement is subject to existing laws and legal process, and

nothing contained in this agreement is in derogation of LSS Financial Group LLC's right to comply

with governmental, court and law enforcement requests or requirements relating to your use of the

Site or information provided to or gathered by LSS Financial Group LLC with respect to such

use. If any part of this agreement is determined to be invalid or unenforceable pursuant to

applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth

above, then the invalid or unenforceable provision will be deemed superseded by a valid,

enforceable provision that most closely matches the intent of the original provision and the

remainder of the agreement shall continue in effect.

Unless otherwise specified herein, this agreement constitutes the entire agreement between the user

and LSS Financial Group LLC with respect to the Site and it supersedes all prior or

contemporaneous communications and proposals, whether electronic, oral or written, between the

user and LSS Financial Group LLC with respect to the Site. A printed version of this agreement

and of any notice given in electronic form shall be admissible in judicial or administrative

proceedings based upon or relating to this agreement to the same extent and subject to the same

conditions as other business documents and records originally generated and maintained in printed

form. It is the express wish to the parties that this agreement and all related documents be written

in English.

Changes to Terms

LSS Financial Group LLC reserves the right, in its sole discretion, to change the Terms under

which www.lssfinancialgroup.com is offered. The most current version of the Terms will supersede

all previous versions. LSS Financial Group LLC encourages you to periodically review the Terms

to stay informed of our updates.

Contact Us

LSS Financial Group LLC welcomes your questions or comments regarding the Terms:

LSS Financial Group LLC

14707 S Dixie Hwy Ste 402D

Miami, Florida 33176

Email Address:

[email protected]

Telephone number:

305-509-5737

Effective as of September 01, 2024

Copyright © 2024 LSS FINANCIAL GROUP LLC - All Rights Reserved.

LSS FINANCIAL GROUP LLC POWERED BY LOAN FACTORY

Contact: 305-509-5737

Fax: 786-232-4122

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